List of Documents for Loan Application
For Refinancing Loans:-
6 months Home Loan Statements
3 months statements of any other Personal Loans being refinanced
3 months statements of any Credit Cards being
refinanced
Council Rates Notice & Emergency Service Levy Notice
For New Home
Purchases:-
Copy of Real Estate Contract of Sale
6 months evidence of Savings or Rental Statements
For Land & Construction Loans:-
Copy of Real Estate Contract of Sale
Copy of Building Contract
Full Building Bank Pack (Building Specifications and Drawings)
Council & Planning Development Approval
Builders Indemnity
Insurance
For all Applications the following is required:-
Two latest pay slips( be they weekly, fortnightly or monthly)
Group Certificate for last financial year & ATO Assessment Notice
Copies of all Liabilities including lastest credit card statements,
and Store cards and Personal Loans and/or Lease& Rental Agreements
Information regarding any credit defaults, court judgements or
impairment history (if applicable)
lD requirements need 100 points: -
Drivers Licence
40
Birth certificate 70 (link with Marriage certificate if name change or Deed
Poll)
Passport 70
Medicare Card
25
Credit Card 25
Utilities account (recent and showing name and residential address 25)
Self Employed Applicants:-
Last two years Financial Report (P+L Balance Sheet)
Last two years Business Tax Returns
Last two years Personal Tax Returns & ATO Assessment Notice
Statements or Contracts of Business Fianance Liabilities
Designed and Created by Dion Kalman-Breakwell 2009 |